Risk Disclosure
Version: 1.0
General Information Only
The information provided on this website is for general informational purposes only.
Nothing on this website:
- Constitutes financial, legal, tax, or investment advice
- Constitutes an offer to provide regulated financial services
- Constitutes a solicitation to invest, lend, or borrow
- Creates a client, fiduciary, or advisory relationship
Any reliance on information contained on this website is at your own risk.
No Direct Financial Services
ThriftPay Technology Limited:
- Is not currently authorised or regulated by the Financial Conduct Authority (FCA) and does not provide regulated financial services directly to UK consumers.
- Does not hold or control client funds
- Does not provide regulated financial services directly to consumers
- Does not act as a bank, payment institution, deposit-taking institution, electronic money institution, or investment firm
- Does not provide payment services, lending, deposit-taking, or investment services.
Where financial services are delivered in regulated environments, such services are provided by appropriately licensed financial institutions within their respective jurisdictions.
ThriftPay Technology Limited provides technology infrastructure, advisory, and operational support services only, and does not participate in the execution of regulated financial transactions.
Joint Venture and Local Licensing Structure
In jurisdictions where ThriftPay participates in financial operations, services are structured through licensed local financial institutions and/or joint venture arrangements in compliance with applicable laws.
ThriftPay Technology Limited provides technology infrastructure, advisory, and operational support services only, and does not participate in the execution of regulated financial transactions.
Investment and Credit Risk
Participation in financial activities through partner institutions involves risk, including but not limited to:
You can:
- Credit risk
- Counterparty risk
- Regulatory risk
- Market risk
- Operational risk
- Cross-border risk
There is no guarantee of returns, capital preservation, or performance.
Past performance, if referenced, is not indicative of future results.
Prospective participants should conduct independent due diligence and seek professional advice before engaging in any financial activity.
No Offer or Solicitation
This website is not directed at, and should not be construed as, an offer or solicitation in any jurisdiction where such activity would be unlawful.
Access to this website from jurisdictions where its contents are restricted is done at your own initiative and risk.
This website is intended primarily for institutional, strategic, or partnership discussions.
Forward-Looking Statements
Certain statements on this website may constitute forward-looking statements regarding future operations, expansion plans, or strategic direction.
Such statements involve inherent risks and uncertainties and should not be relied upon as guarantees of future performance.
Actual results may differ materially from those expressed or implied.
Limitation of Responsibility
To the fullest extent permitted by applicable law, ThriftPay Technology Limited disclaims all liability for any direct, indirect, incidental, or consequential loss from reliance on information presented on this website.
Nothing in this Risk Disclosure excludes liability that cannot be lawfully excluded under English law.
Third-Party Services Disclaimer
Financial services made available through partner institutions are provided independently by those entities.
ThriftPay Technology Limited does not control and is not responsible for the actions, services, or regulatory compliance of partner institutions.
Technology & Platform Risk
The availability, performance, and security of digital platforms may be subject to interruptions, delays, or failures due to technical or external factors.
Jurisdiction Risk Clarity
Regulatory requirements may differ across jurisdictions, and services may not be available in all regions.
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