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THRIFTPAY® provides financial infrastructure that enables licensed financial institutions to expand sustainable MSME financial access at scale.
Our infrastructure supports institutions serving:
THRIFTPAY® DOES NOT:
THRIFTPAY®’s role is to strengthen the operational capacity, scalability, and ecosystem connectivity of participating financial institutions.
All regulated financial activities remain the responsibility of the appropriately licensed institution.
THRIFTPAY® operates as a financial infrastructure provider.
The company supports regulated financial ecosystems but does not itself undertake regulated financial activities requiring authorization solely by virtue of providing technology, infrastructure, operational support, advisory services, or ecosystem enablement.
Where regulated financial services are delivered through THRIFTPAY® -enabled ecosystems, those services remain the responsibility of the licensed financial institution providing them.
THRIFTPAY® DOES NOT:
THRIFTPAY® Technology Limited is incorporated in England and Wales and operates under applicable UK corporate and commercial laws.
The company maintains governance standards designed to support responsible ecosystem development, institutional partnerships, operational transparency, and sustainable financial inclusion.
All partner institutions remain responsible for compliance with the laws, regulations, licensing requirements, and supervisory expectations applicable within their respective jurisdictions.
THRIFTPAY’s role is to provide infrastructure that enables financial institutions to reach more MSMEs more efficiently.
Instead, THRIFTPAY® provides the infrastructure, tools, and ecosystem capabilities that help institutions:
Financial products and regulated services remain the responsibility of the licensed institution providing them.
For legal, governance, compliance, or regulatory enquiries:
THRIFTPAY® Technology Limited
483 Green Lanes
London N13 4BS
United Kingdom
Email: legal@thriftpay.co.uk