Cookies Policy
Version: 2.0
This Cookies Policy explains how THRIFTPAY® Technology Limited (“THRIFTPAY®”, “we”, “our”, or “us”) uses cookies and similar technologies when you visit our website.
THRIFTPAY® provides financial infrastructure that enables licensed financial institutions to expand sustainable MSME financial access at scale.
This website is intended to provide information about our infrastructure, ecosystem, capabilities, partnerships, and corporate activities.
This Cookies Policy should be read together with our Privacy Policy.
What Are Cookies?
Cookies are small text files placed on your device when you visit a website.
They help websites function efficiently, maintain security, improve performance, and remember user preferences.
Cookies do not typically contain information that directly identifies an individual user, but they may be linked to information stored about your interaction with our website.
Why We Use Cookies
THRIFTPAY® uses cookies primarily to support:
- Website security and protection
- Website functionality and reliability
- User navigation and session management
- Infrastructure performance monitoring
- System stability and operational integrity
Our use of cookies is limited to what is necessary to operate and maintain our website effectively.
Legal Basis for Using Cookies
We use cookies in accordance with applicable UK data protection laws, including:
- UK General Data Protection Regulation (UK GDPR)
- Data Protection Act 2018
- Privacy and Electronic Communications Regulations (PECR)
Certain cookies are strictly necessary for the operation and security of this website and therefore do not require consent.
If THRIFTPAY® introduces optional analytics, marketing, or advertising cookies in the future, appropriate consent mechanisms will be implemented before such cookies are activated.
Types of Cookies We Use
At present, THRIFTPAY® only uses essential cookies required to operate and secure the website.
Essential Cookies
These cookies are necessary for the website to function correctly and cannot be disabled through our systems.
They help to:
- Maintain secure website sessions
- Support page navigation
- Protect against malicious activity and fraud
- Manage server performance and load balancing
- Ensure reliable website availability
These cookies do not exist for advertising purposes.
Cookie Duration
Essential cookies may be stored as:
- Session Cookies
Temporary cookies that are deleted automatically when your browser session ends.
- Persistent Cookies
Cookies retained for a limited period where necessary to support website functionality, performance, and security.
Examples Of Cookies We May Use
Cookie Category
- Session Management
- Security Controls
- Load Balancing
- System Reliability
Purpose
- Maintains secure browsing sessions
- Protects against unauthorized access and malicious activity
- Supports infrastructure performance and availability
- Maintains website stability and functionality
Type
- Essential
- Essential
- Essential
- Essential
Duration
- Session
- Session
- Up to 24 hours
- Limited Duration
Actual cookie names may vary depending on infrastructure providers, hosting environments, and website updates.
No Advertising Or Tracking Cookies
THRIFTPAY® does not currently use:
- Advertising cookies
- Marketing cookies
- Behavioural profiling technologies
- Third-party advertising trackers
- Cross-site tracking technologies
We do not sell visitor information or use cookies for targeted advertising purposes.Should this change in the future, users will be informed and consent will be obtained where required by law.
Managing Cookies
Most web browsers allow you to control cookie preferences.
You may choose to:
- View stored cookies
- Delete cookies
- Restrict certain cookie categories
- Block cookies entirely
Please note that disabling essential cookies may affect the functionality, security, and performance of the website.
Cookies And Financial Infrastructure Services
THRIFTPAY® operates as a financial infrastructure provider supporting licensed financial institutions.
Cookies used on this website support website operations only and are not used to process customer financial transactions, manage customer accounts, or make lending decisions.
Any regulated financial services offered through institutions using THRIFTPAY® infrastructure remain the responsibility of the relevant licensed financial institution.
Updates To This Policy
We may update this Cookies Policy periodically to reflect legal, operational, technological, or business developments.
Any updates will be published on this page together with a revised effective date.
Continued use of the website after updates have been published constitutes acceptance of the revised policy.
Contact Us
If you have any questions regarding this Cookies Policy, please contact:
THRIFTPAY® Technology Limited
483 Green Lanes
London N13 4BS
United Kingdom
Email: compliance@thriftpay.co.uk
For privacy-related matters, please refer to our Privacy Policy or contact our compliance team.`
Partner With THRIFTPAY® To Expand Sustainable MSME Financial Access
